Goddard Mortgage Lender | Home Loans in Goddard, KS

Your Goddard Mortgage Lender

Looking for a reliable Mortgage Lender in Goddard, Kansas you can rely on for all of your home loan needs? Call us today at (316) 683-4700 and Apply Now on your next loan!

Goddard KansasGoddard a city in Kansas is located in Sedgwick County. It is one of the fastest growing cities in Kansas as of 2010 with a population of 4,344 people, 1,442 households, and 1,124 families residing in the city. 

Goddard is also known for Tanganyika the most interactive zoo in the Midwest. They offer 10 different animal encounters.  It is the only place in the US with an interactive ringtail lemur island and the only place to feed Indian rhinos and pygmy hippos.

Our clients know that the Brackeen Team of Goddard Mortgage Lender works hard to provide the top home loan services in Goddard, KS. Take a look at our client reviews to see what your neighbors are saying about our services!

We have been perfecting the art of mortgage lending for over 20 years. Our industry has continued to change since then, with new standards and more options to help you chose the best mortgage for your family. But one thing has remained constant: our dedication to providing the best mortgage loan solution for you.

Tanganyika Wild Life Park Goddard

Tanganyika Wild Life Park

Tips To Consider When Choosing a Mortgage Loan

  1. Make a small down payment or put zero down

Some lenders will tell you that you have to put a 20% downpayment on a home. The fact is that some mortgage loan programs allow you to put zero down and others 3 or 3.5%. One of the programs that allow a zero percent for qualified buyers is the VA mortgages. These would be veterans, active-duty service members and certain members of the National Guard and Reserves.

When buying a primary residence, the Navy Federal Credit Union offers zero-down mortgages as well to their qualified buyers. 

In eligible areas, some suburban but most rural the U.S. Department of Agriculture guarantees zero-down mortgages as part of its Rural Development program.

 

 

       2. Imperfect credit?

Most that know somethings about home loans lean towards FHA loans mainly because they know that you do not need to have perfect credit. You will still need to have a credit score of 580 or higher.